Financial Services Division (FMO-3)

Disbursing Officer, Lt.j.g. Elizabeth Williams, left, and Disbursing Clerk 1st Class Michael Brett, display their Navy Cash Cards in front of a K80 terminal aboard the guided missile cruiser USS Lake Erie (CG 70).

The Financial Services Division is responsible for the oversight and management of electronic commerce initiatives, the Department of the Navy's use of commercial charge cards for travel and small purchases, civilian and military pay matters, the DON's relationship with banks and credit unions that operate our installations throughout the world, and travel and disbursing policy. The division is also responsible for management of the Transportation Incentive Program that exists outside the National Capital Region to promote the use of mass transportation by Navy and Marine Corps personnel.

The Financial Services Division is comprised of two branches:

  1. Pay and Disbursing Operations (FMO-31)

    The Pay and Disbursing Operation Branch is responsible for managing the Military Pay, Civilian Pay, Transportation Incentive Program. In addition, the Pay and Disbursing Operations is also responsible for Disbursing Operations and Joint Basing activities.
  2. eCommerce and Military Banking (FMO-32)
    The eCommerce and Military Banking Division is responsible for the Purchase Card Program and the Travel Card Program as well as a number of other military banking programs. In addition, this branch is responsible for monitoring of the DFAS Bill and executing process improvements for the DFAS Bill.